Australia's trusted credit repair specialists
As licensed credit repair specialists, we may be able to help fix bad credit and improve your credit score giving you access to better credit options.
We solve bad credit.
Take control and rely on trusted credit repair experts
Negative information on your credit report can severely impact your way of life. Let us have a look at how we may be able to assist you to repair your credit
Unfair, incorrect or misleading data
on your credit report can stop you moving forward
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Default Listings
Credit providers can report a default listing when your debt is more than 60 days overdue, greater than $150, and the correct notices have been sent to your last known address.
Court Judgments
If a debt you owe is overdue, the creditor can submit an application to a court for a court judgment or court order requiring you to pay the debt by a certain date.
Incorrect details
Credit reporting bodies use other information about you to assess your level of risk including employment history and address. It's important you keep all information up-to-date.
Credit Enquiries
When you apply for finance the credit provider will access your credit report to determine whether they should approve the loan or not. The information is recorded as an enquiry.
Repayment History
Some credit providers can report your repayment history. If you do not pay the minimum amount within 14 days after the due date, this will show as a missed payment.
Commercial data
If you are a company director or self employed you may be personally liable for some debts. As a guarantor for the debt it may show on your consumer credit report.
Declined for credit?
You're in the right place
Why is good credit important
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Lower interest rates
Achieve financial goals
Better negotiating power
Avoid embarrassment
More lenders to choose from
Increased borrowing power
Don't wait up to 7 years
When information is lodged correctly it can stay on your credit report for up to 7 years. Each piece of information affects your credit score. Let us help you understand your credit report and the information it contains. We may be able to remove information based on a number of factors which may improve your credit score.
Defaults
5-7 years
Insolvency
7 years
Judgments
5 years
Enquiry listings
5 years
Repayment History
2 years
Hardships
1 year
We've built a team of experts
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Read what our clients think
Get started in just one easy step
Speak with us
Book a callback or call to speak with one of our trusted specialists for a free and confidential credit repair assessment.
We get to work
Relax while our team get to work repairing your credit file. You authorise us to contact credit providers on your behalf.
Completed
We will let you know when your matters are complete and will provide you with an updated copy of your credit report.