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Court Judgments

Court judgments stay on your record even after settlement, but we can get them removed.

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Still being judged?

You’re out of court, so why are you still being judged? When court judgments appear on your credit report, it seriously hurts your financial reputation. These serious negative listings show that a creditor has won a legal judgement against you for unpaid debts. Court judgments send up major red flags to potential lenders that you may be a high-risk borrower.

Even if you’ve paid the judgement off, it can still linger on your credit report for up to 6 years, acting as an anchor weighing down your credit score. With a court judgement on your record, you may get knocked back for mortgage loans, auto financing, credit cards, and more.

Judgments make it extremely difficult to get approved at all, nevermind at favourable rates.

Put the past behind you

Our team specialises in having court judgments removed from credit reports. We investigate the details of the judgement and legally negotiate its removal if:

  • The statute of limitations has passed,
  • Proper service of the lawsuit wasn’t completed, or
  • You have legitimate grounds to dispute the judgement.

Court judgments are a massive blemish on your credit report, and by having them removed, you can:

  • Significantly increase your credit score
  • Regain the ability to get approved for loans, mortgages, rentals, etc.
  • Avoid lengthy credit damage from judgments.
Get started

Here’s how it works

Having bad credit can feel like a life sentence, but we can fix it.

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Number One

Contact our team

Call or book an appointment. We’ll assess your situation and see if we’re a good fit to fix your credit issues.

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Number two

Assessment

Once we’ve reviewed your situation and set expectations, you sign the necessary documentation for us to move forward.

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Number 3

Advocate

We get to work, reaching out to relevant credit providers to dispute or negotiate negative information from your credit history.

Number 4

Resolution

Once we reach a resolution, we’ll contact you with the news.

Celebrations!

Take the first step

Why choose Credit Check?

  • We fearlessly represent you

Never stress about calling or receiving a call from your creditor again. We become your voice. Our team will handle your credit issues, negotiate, and advocate on your behalf. You pass it to us and we do the rest.

  • We act fast

We know time matters, so we do our best to get the outcomes you desire in the shortest possible time.

  • We understand the laws

We possess extensive knowledge of debt, credit laws, and protect your consumer rights. We never shy away from legal jargon or complicated credit. If justice is required, we’ll fight for you.

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Testimonials

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Emily's smile after improving her credit

Success Stories

Credit repair changes lives. See how we’ve helped people just like you.

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We’re ready to help you

All conversations are 100% confidential.

Call 1300 323 321

*Operating hours: 9 AM to 6 PM AEST, Monday to Friday

OR

Book a free 15 minute clarity call below.






    Frequently Asked Questions (FAQs)

    Yes, it significantly decreases your score and may have a major impact on your ability to access credit.

    Yes, it is possible to have a court judgement removed from your credit report.

    A court judgement typically remains on your credit report for five years.

    No, simply paying the judgement does not remove it from your credit report. You need to seek an agreement with your credit provider to have it removed. They may agree to set the judgement aside prior to payment, or they may require payment before doing so. We can assist you in negotiating with the creditor to have the court judgement set aside and subsequently removed from your credit report.

    We’re ready to help you

    All conversations are 100% confidential.

    Call 1300 323 321

    *Operating hours: 9 AM to 6 PM AEST, Monday to Friday

    OR

    Book a free 15 minute clarity call below.






      About

      Credit Check specialises in disputing and removing negative items from credit reports to achieve the financial outcomes you want.

      Learn more.

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      Contact

      Phone: 1300 323 321
      Address: Level 10, 36 Marine Parade, Southport, QLD 4215

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      Acknowledgement Of Country

      Credit Check acknowledges the traditional custodians of the land on which we listen, learn, live, love and work together.

      We pay our respects to Elders past, present and emerging, and to all First Nations peoples, and are committed to building relationships, respect, and opportunities for all.

      Credit Check Pty Ltd (ABN 79 647 680 635) provides ‘debt management services’ as defined in the National Consumer Credit Protection Regulations 2010 and in accordance with the National Consumer Credit Protection Act 2009. Credit Check has been appointed as a credit representative (ACR 543507) of QED Credit Services Pty Ltd (ACN 147 272 295) trading as Pursuit Broker Services (ACL 387856). Credit Check is registered with the Australian Financial Complaints Authority (AFCA) external dispute resolution scheme, our member number is 109955.

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