Tia – Removed $25,000 of debt, and raised Credit Score to 749

At a recent workshop where I had the privilege of speaking, I met Tia. Her story was both heart-wrenching and inspiring, and I immediately felt a strong desire to assist her in overcoming her credit challenges.

Tia was going through a divorce and had the opportunity to buy her family home, but there was a significant hurdle: her credit score. With a score of 523 and two default listings, she was unable to obtain a home loan.

Tia was also left with over $30,000 in consumer debt to pay back on her own. This included defaults from Westpac and Credit Corp. She was unable to manage this debt, and an outstanding $25,000 had been referred to a collections agency.

Despite these challenges, Tia was determined to improve her situation and seize the opportunity to buy her family home by herself. She reached out to us for help.

We contacted the credit providers, presented her case, and advocated for the removal of the defaults. We also requested that the bank consider wiping her debt. After a 3 week period the bank and debt collection agency agreed to our requests.

With Tia’s credit score now sitting at 821, she was able to move forward with home loan approval and has now completed the purchase of her family home. Her journey through divorce to now being a source of financial security to her children is a testament to resilience and the power of the credit repair advocacy we do.

If you or someone you know needs credit report assistance reach out for a no obligation credit repair assessment.