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Declined for credit?
You're in the right place

As a licensed credit report company we can provide you with acceess to all three credit reports to give you full visibility of what might be affecting your credit score

One application, all three credit reports Access the same scores the banks use

We take the hassle out of accessing your credit reports, we give you access to what the lenders see and give you advice on how to improve your credit score

Unfair, Incorrect or misleading data
on your credit report can stop you moving forward

Access all three credit reports and find out where you are

Default Listings

Credit providers can report a default listing when your debt is more than 60 days overdue, greater than $150, and the correct notices have been sent to your last known address.

Court Judgments

If a debt you owe is overdue, the creditor can submit an application to a court for a court judgment or court order requiring you to pay the debt by a certain date.

Incorrect details

Credit reporting bodies use other information about you to assess your level of risk including employment history and address. It's important you keep all information up-to-date.

Credit Enquiries

When you apply for finance the credit provider will access your credit report to determine whether they should approve the loan or not. The information is recorded as an enquiry.

Repayment History

Some credit providers can report your repayment history. If you do not pay the minimum amount within 14 days after the due date, this will show as a missed payment.

Commercial data

If you are a company director or self employed you may be personally liable for some debts. As a guarantor for the debt it may show on your consumer credit report.

Declined for credit?
You're in the right place

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Why is good credit important

Avoid embarrassment

Achieve financial goals

Lower interest rates

Better negotiating power

Approved for finance

Increased borrowing limit

Find out what information is affecting your ability to get finance

Credit providers are legally required to report financial information to credit reporting bureaus. Some of this information can be damaging to your reputation which can seriously impact your ability to be approved or access affordable repayments. The good news is we may be able to assist you. The first step is getting a copy of your credit report to find out what information is on it.

We've built a team of experts

Our team of finance, legal & technology experts have the experience to help you take control of your credit report

Read what our clients think

Highly recommend! Best in the industry!
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Highly recommend to anyone who’s looking to fix there credit score/report. He responds almost instantly and keeps in regular contact through out the whole process. With awesome results!
Very professional .No nonsense service
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I used this company to sort out a couple of issues i had on my credit file. They done what they said they would do and no hassle. Would recommend them to everyone that has some issues.
So grateful
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The gentleman that helped me with my situation was straight forward with me at all times and always friendly and polite. Always available to speak with me and answer my questions. Just a great person to help me so quickly
Rachelle Wilkins
Rachelle Wilkins
100% happy
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So happy with everything Richard has done. Always talking me through step by step and super fast and effective. Would recommend this company. Now my future begins.
Kody James
Kody James
Great team, they are unbelievable at their job!
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I would recommend big tick to all family and friends, especially if you don’t understand the process of defaults or how they affect you. Thank you big tick credit repair!!
Over the years many enquires and…
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Over the years many enquires and defaults and credit check has worked on my file with exemplary results and in a perfect manner of time
Exceptional Service and Quick Outcomes
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They are very caring and understanding, they definitely know what they are doing, they provide frequent updates giving you confidence and peace of mind throughout the process. Very grateful.

Get started with three easy steps

We can help you navigate some of the complex rules and regulations surrounding consumer credit on your credit report.

Speak with us

Talk to one of our trusted specialists for a free and confidential credit report assessment. Let us see how we can help.

We get to work

Relax while our team get to work reviewing your credit file. You authorise us to contact credit providers on your behalf.


We will let you know when your matters are complete and will provide you with an updated copy of your credit report.